When undertaking due diligence for your client’s residential property purchase, it’s recommended that environmental contaminated land insurance is purchased at the same time.

Price: £50 (inc of IPT and insurance handling fee)


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It is essential for your clients to have a comprehensive understanding of the property they are looking to purchase. If they complete the transaction and the property is found to be contaminated, the new owner could be liable for the remediation should the original polluter not be found. Such events can blight a property, impose major costs and cause considerable distress.

This risk can be avoided by purchasing our Environmental Insurance when you purchase a Homescreen or Homebuyers report. Should your client’s property be found to be potentially contaminated this cover will indemnify them against remediation and associated costs (if the original polluter can’t be identified). This insurance safeguards the policy holder for 15 years and any lender for the full term of any charge or mortgage. For extra peace of mind, the cover is provided for the property, meaning that the insurance can be transferred to new owners.

This comprehensive insurance provides £1million indemnity against remediation and associated costs. It was designed in partnership with Countrywide Legal Indemnities to provide greater peace of mind and help to secure completion of the transaction.*

If you have already undertaken the searches without acquiring contaminated land insurance, we may still be able to provide you with an insurance policy, even if your search was undertaken by another provider; it would depend upon the potential environmental liability issues, their significance and /or if there are any other material facts to consider. The cost of the policy (if available) would be determined by these criteria. There may however be occasions where an insurance policy cannot be offered. In both instances, please contact us and we can advise you further.

For more information about our insurance please take a look at our FAQs or a sample policy.


Get the full Groundsure Home Environmental Liability Insurance low-down:

Environmental Insurance

Key Facts

FAQ

Terms of Business Agreement

Policy Summary (download)

Demands and Needs statement (download)


*Countrywide Legal Indemnities underwrites business solely on behalf of Liberty Legal Indemnities at Lloyd’s. Liberty Syndicates at Lloyd’s is one of the world’s largest commercial insurers with a Standard and Poor’s Financial Stability Rating of A+ (strong). Lloyd’s is the world’s leading market for specialist insurance and covers some of the world’s largest, most individual and complicated risks. Groundsure Ltd is an Appointed Representative of Ten Insurance Services Ltd which is authorised and regulated by the FCA.